What We Do

Improve your receivable quotient with SHERLOQ Financial®.

You deserve a debt collection partner that delivers strong receivable results and consistently treats your consumers with respect. SHERLOQ Financial* is an ACA International PPMS™ certified agency that has earned the trust of companies seeking recovery of bad debt for more than 50 years. When you choose us, you benefit from proven ethical practices and effective results.

*Merchants Association Collection Division Inc. d/b/a SHERLOQ Financial®

Focusing on mutually beneficial solutions means we:

Guarantee that every consumer will be treated in a courteous and professional manner.

Guarantee that a dedicated customer service representative will be available for your day-to-day issues.

Guarantee that we will be available to you when you need us as you need us.

As your trusted partner in receivable solutions, we continually create new ways to deliver a high rate of recovery. We also provide you with the peace of mind that we represent your company the way you want to be represented.

You benefit from state-of-the-art technology, such as:

Industry-specific software customized for healthcare and utility collection

Online real-time access to your accounts via our secure gateway

Multiple payment options: payment portal, scan QR code, calling customer service or through after-hours bilingual IVR

Extensive skip tracing through research and analyzation

Our debt collection customers recognize SHERLOQ Financial not only as a resource, but a collaborator and business partner with a vested interest in their success.

We offer unique qualifications, including:


We have provided debt collection services since 1958.


Customized Solutions

We develop specialized plans, collection letters, and reports specific to your needs.

Contact Us

Learn more about how our revenue cycle solutions deliver a healthier bottom line.